2007年2月19日月曜日

初心者のクレジットカードお得情報

クレジットカードも銀行系や信販系、デパートなどの流通系などの種類がありますが、ただ使うだけではなく、得をするカードを選びたいですね。

ところで、あなたが今お持ちのカード、ちゃんと自分で選んだものですか?え?たまたま入会したフィットネスクラブのカードをずっと使ってる?そのまま使っていても、せっかくの特典が無駄になっているかもしれませんよ。

お得なクレジットカードといっても、大きくは2種類あります。まず、クレジットカードで支払うたびにポイントがたまるサービスがあります。

そしてもうひとつはカードメンバーが受けられる特典サービスです。ポイントサービスは、キャッシュバックや景品に交換できるポイントが貯まるので、できるだけ大きなポイント還元率のカードがおすすめです。

特典サービスでは、提携している施設の割引や、海外旅行保険などがあるので、あなたに必要なものを選びましょう。

最近は、複数のクレジットカードを使い分ける人も多いですね。そうすれば、ショッピングでお得なカードや、旅行に便利なカード、カーライフに強いカードなどの特典をいいとこ取りで使えるからです。入会金や年会費がいっさいかからないカードもありますから、お得なカード選びをしたいですね。

5 件のコメント:

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